Members Login
Username 
 
Password 
    Remember Me  
Post Info TOPIC: I call it the annual Insurance shuffle, and it's exhausting!


2011 Super Bowl Champions!

Status: Offline
Posts: 29950
Date:
I call it the annual Insurance shuffle, and it's exhausting!


Ugh.

I HATE how companies have gotten into the habit of passing along big increases in their pricing without so much as a letter explaining themselves.

Time-Warner is famous for it.  One month your bill just starts being 10 percent higher for no apparent reason.  When I ran a business I could never have gotten away with that.  I'd send out a letter three months in advance explaining our rates were increasing and why, giving customers the opportunity to prepare for it or make a change.

Today my car insurance bill arrived and had a TWENTY SEVEN PERCENT increase!  I've had a perfect driving record for about 20 years now.

So I called and "Oh yeah, it's no fault of your own.  We just raised our Wisconsin rates".  To which I said "Well good luck with that".

Ten minutes later I switched from Progressive (bye bye Flo) to Geico (hello British sounding lizard) and went from my newly inflated rate of $242 per six months to $164.20 for six months.

So I guess in the long run Progressive did me a favor, they wound up saving me $27 from my OLD rate.

Still though, I'm getting tired of changing auto-insurance companies EVERY SINGLE YEAR.  I've literally had five companies in five years, always in response to massive rate increases.

Companies only value NEW customers, they think they can treat current customers like sh*t.


__________________


Permanent Vacation



Status: Offline
Posts: 23086
Date:

I have Geico and am pretty happy with it. Granted, I only recently got into the responsible driver age group, so I haven't had long enough to notice a significant increase. I haven't really shopped around, but I did used to have Progressive, and their customer service sucked. Geico customer service has always been super good for me.

__________________

tumblr_maefr2j2Bt1rrd8d6o1_500.gif

 



Leader Of The Banned

    


Status: Offline
Posts: 21220
Date:

Jim, my hatred of communists and puppy killers is only surpassed by my hatred of insurance companies!

__________________


Permanent Vacation



Status: Offline
Posts: 23086
Date:

Dylan wrote:

Jim, my hatred of communists and puppy killers is only surpassed by my hatred of insurance companies!



LikeButton.gif

 



__________________

tumblr_maefr2j2Bt1rrd8d6o1_500.gif

 



2011 Super Bowl Champions!

Status: Offline
Posts: 29950
Date:

MZ, I never get a chance to find out how their customer service is, that's what's so infuriating. I haven't had so much as a ticket in 20 years. I don't understand how the value of my vehicle keeps dropping, they take my money and don't have to do a THING for me, EVER. Yet ever year decide "hey, let's gouge this guy a little". It's maddening.

The one incident I had was when I hit a deer, but that was never reported because I just sent the car to the scrap heap and went down to one car. A police report wasn't even filed.

I understand rate increases, and a 3 percent one I wouldn't even question. But 27%?!?!? Just 'cus?

If I'm not mistaken, I think I was with Geico at least once before and they did the same thing to me. I'm convinced they all use a low rate the first year to get you in and then rely on your complacency to accept big increases after that.

But with the internet now, it's not hard to switch. It took me less than 10 minutes to compare four companies and find three with rates lower than I had BEFORE the increase.



__________________


2011 Super Bowl Champions!

Status: Offline
Posts: 29950
Date:

Dylan wrote:

Jim, my hatred of communists and puppy killers is only surpassed by my hatred of insurance companies!




Amen brother!

 



__________________


Permanent Vacation



Status: Offline
Posts: 23086
Date:

I hate that you have to do that with everything anymore, not just insurance companies.

I need to do the yearly, "I'm going to cancel phone service," call to AT&T, just to get my rate back down to what it was before.

__________________

tumblr_maefr2j2Bt1rrd8d6o1_500.gif

 



Bad Biker Granny



Status: Offline
Posts: 20960
Date:

I probably should do that again sometime soon. I've had Geico for years. Haven't tried shopping around because of the recent accidents the wuzband had. So far my rates haven't gone up and I don't want to go calling attention to myself.

__________________
MM

That which does not kill me postpones the inevitable.


2011 Super Bowl Champions!

Status: Offline
Posts: 29950
Date:

since I made this switch a few hours ago I've gotten two follow up calls from the insurance companies I didn't go with.

They start their scripted speech and I interrupt and say "save your breath, I've already signed up with Geico, they had the best rates"

Then they follow up with "I'm sorry to hear that sir, but if you ever need to make a change..." and launch right back into a lengthy scripted goodbye including a ten digit phone number. As she's reading the number I'm thinking, does she actually think I'm gonna write this down?

In my mind I just see the poor woman following her script, skipping down to the bottom part once I've told her I went another way.

Competition is good. I wish cable would get some serious competition. Or the electric company!



__________________


Doesn't Do Windows



Status: Offline
Posts: 25589
Date:

I've compared many times and I've never found anyone with better insurance rates than Farm Bureau.

Part of it now for us is that we have everything with them so we get even better rates on everything.


__________________




2011 Super Bowl Champions!

Status: Offline
Posts: 29950
Date:

WebGuy wrote:

I've compared many times and I've never found anyone with better insurance rates than Farm Bureau.

Part of it now for us is that we have everything with them so we get even better rates on everything.



Plus you get to pay em' in bushels of corn!  rofl.gif

__________________


Bad Biker Granny



Status: Offline
Posts: 20960
Date:

laughing.gif I used to have Farmer's many, many years ago. Then they got ahold of ol' Kev's driving record. They made me sign a waiver saying that if he wrecked my car that they wouldn't have to cover it... not a problem... he never drove my car. I signed it, then they still dumped me. no.gif Had Shelter for a while after that, then they quit covering cars around here. Had American Family next... until Kev quit paying the insurance premium and got us both cancelled. When I went shopping for insurance, Geico was the winner.

__________________
MM

That which does not kill me postpones the inevitable.


Doesn't Do Windows



Status: Offline
Posts: 25589
Date:

Jeremy Riggs wrote:

Plus you get to pay em' in bushels of corn!  rofl.gif

 




You make that sound like a bad thing.

 



__________________




Leader Of The Banned

    


Status: Offline
Posts: 21220
Date:

Its all good, Especially when you have corn-ered the market


__________________


2011 Super Bowl Champions!

Status: Offline
Posts: 29950
Date:

Just when I think you can't get any CORNier, you do.

__________________


Doesn't Do Windows



Status: Offline
Posts: 25589
Date:


Awe SHUCKS.

__________________




Permanent State of Confusion

Status: Offline
Posts: 27006
Date:

No silly, every four years he gives them a cow. cowtwo.gif

__________________

Stop trying to be what you see. Be what you ought to be.



Leader Of The Banned

    


Status: Offline
Posts: 21220
Date:

The last thing I want to see is someone Have A Cow.  Dont have a cow man!

__________________


Permanent Vacation



Status: Offline
Posts: 23086
Date:

moo.

__________________

tumblr_maefr2j2Bt1rrd8d6o1_500.gif

 

Page 1 of 1  sorted by
 
Quick Reply

Please log in to post quick replies.

Tweet this page Post to Digg Post to Del.icio.us


Create your own FREE Forum
Report Abuse
Powered by ActiveBoard