I really wanted to be able to provide a link to the online retirement calculator that Morgan Stanley provides. I have searched the internet up and down for an easy and sane retirement calculator, and finally found one with Morgan Stanley. But I believe you have to have them as your mutual fund investor in order to access the calculator.

I have mutual funds with them, and even tho they have just had their &$(# handed to them on a plate, and I doubt their viability, I really do dig their retirement calculator. All sorts of scenereos to plug in and get an instant graph result. I wish I could share it. Does anyone have an all-access on-line retirement calculator they use/like?