There were times when I was working my last job where that was true for me too.
Which is why I think I want to get back into my own business. I can't stand being at the mercy of the man, who doles out his raises in teeny tiny percentage points every year!
BUT, the security of a regular job is nice. Kinda miss that!
In fact, I just applied yesterday for a pretty good part time thing in the early mornings. I figure that would keep me floating while I work on stuff.