It shouldn't raise it since he hit you, but it might show up as an incident. I would get an estimate from a body shop asap even before you talk to him again. Chances are there is more damage than you can see. I'm guessing with the damage to both cars its going to be over his deductable anyway.

 

Glad you are ok.

I wouldn't turn it in to your insurance unless you have to.

-- Edited by allycat at 18:33, 2006-07-20

Credit?.... Be careful there JD...don't be too soft on the guy!

aw hi there pip-

I mean he can meet me out at the dealers and pay the bill directly any way he can, so long as it clears with the dealer. His call, I give him till lunch tomorrow to get ahold of me before I file the report and make the claim.  

yes the car is only a year and 1/2 old. 9700 miles. Still a baby. almost.

we'll see how it pans out, if guy wants to do this route. I am not running around town to get him 3 estimates tho.

if you don't want to run around for 3, tell the place you go you want a high one. Have the guy pay you not the insurance company and then you can fix it when you have time and if te bill is less. You have cash in your pocket.

thanks, web

that is what I am thinkin of doing ally- exactly. thank sparky for makin the call!

thanks ruby- that's what I was thinking too- if we go the insurance route, he pays the deductable amount too- shouldn't cost me a dime with the exception of rates goin up if we do it this way.

I saw he was going to hit me when he was heading that fast and didnt even see he was until it was too late. I let of the brake when I saw he was coming so as to not resist the impact.

yea his is a BMW Stationwagon. So maybe the cash is an option. He looked like a regular schmoe like me- tired from work, needs a shave, but honest.

Well that is some hope, but he might need to go through his insurance to get his car fixed and yours. I am not sure if only he can contact his?

what the hell riggs do we have some sort of  rear car bumper dj curse or something?

that was 2. hopefully. maybe 3.....hopefully 6 and I am done for a long time....

It could have been a lot worse. You look at the world today and this isn't even a blip on the big old things that really matter meter....

We must be JD, I wonder who number three will be?

That might be true JD, but do not deny your right to grieve! It might not be that important, but it is important to you. You work hard and having a new car never seems to last long enough.

 

It is ok to be mad!

I think that's what did it for me though JD. My last new car was anything but reliable. I had the purple bird in the shop more than I had it available to drive the first six months LITERALLY! And it was always breaking down at least once a year.

Now granted, I got a crappy car probably. Just the lemon of the line, but nowadays they make cars and engines so well, they're pretty reliable until they approach 200,000 miles.

I am happy I have two though, just incase something major happens to one.

The best part of having used cars is I carry no collision insurance. If someone hits me seriously enough they'll pay for the damage. If I hit someone the loss is mine on the value of my car. But the savings I've had over the last ten years with no collision premiums and cheaper liability rates has probably paid for at least on car if not both.

Riggs the accident happened right across the street from yer FAVORITE KFC on 43rd...